Welcome to Wellby

Your dreams matter. Not just to you, but to us too. We’ve designed every aspect of Wellby to help you prosper.

Double Your Savings Rate to

Earn Up to 4.08% APY*

When you pair your Savings Plus account with any Wellby checking account**

5.99% APR* HELOC

12-month Intro Rate

Financial flexibility when you need it

Earn 5.12% APY*

on a 15-month Certificate

Maximize your savings with locked-in interest

Everyone Deserves

Their Dream Home

Make your mortgage the least stressful part of buying a home

Discover the Wellby Difference

Banking with a purpose.

At  Wellby,  we exist to help each member reach their dreams and attain financial  well-being through smarter banking options and personalized experiences.

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Gain access to our online banking and mobile app. Plan your goals and help keep them on track.


We’re more than just a credit union. Our financial tools and services help you achieve your dreams while providing great benefits along the way.

Team Members

Financial experts are here to guide you through your financial journey, no matter what lies ahead. We succeed when you succeed.


We proudly serve the greater Houston community. Your community is our community, and we strive to help make it a better place for everyone.


Home Equity



as low as 3.50%

up to 60 months




as low as 2.24%

up to 63 months




as low as 4.556%

30-Year Fixed


Become a Wellby Member Today

With low or no fees, low initial deposits, and no minimum balance required, we offer unique banking solutions designed to fit your needs and financial goals.

Bank Anywhere with Wellby

Your financial well-being, right at your fingertips.

Get to Know Wellby

Wellby’s roots are deep in the history of Houston and Johnson Space Center. Our founders believed in a dream of reaching the moon, and like them we know our members have dreams of their own that are worth pursuing. Whether it’s buying your first home, paying for college, or saving for retirement, we’ll help you live your life uninterrupted so you can turn your dream into reality.

Helping Members of Our Community Achieve their Dreams

Driving Sustainable Change For Good

We believe that when dreams become a reality, we all thrive. As a not-for-profit financial cooperative, we support, promote, and drive sustainable, experience-driven change in the communities we work, live, and play in.

Philanthropy & Activism

By partnering with local organizations, we empower, educate, and extend our wealth of experience to members and non-members alike, especially the underserved.


Tax Credits

New Market Tax Credits allow us to support high-impact community projects that help our Houston communities attract new investors and stimulate our local economy.


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New to Online Banking?

Becoming a member is quick and easy. It only takes a few minutes to fill out an application and gain access to our convenient online checking and savings accounts.